EnStream…Securing Mobile Transactions

EnStream, a joint venture of Canada’s national mobile telecom companies, Bell, Rogers and TELUS, provides services to enhance the security of on-line transactions, especially those using mobile devices. EnStream currently offers subscriber verification services and delivery of payment credentials to mobile devices, with other services in development.

Customers are increasingly relying on their smartphones to execute transactions, access content, manage commercial relationships, control home security, transmit private information and conduct other such activities.   Much of this communication is sensitive, and security concerns can be a barrier to deployment and adoption of some services.

With the right tools, communication over the smartphone can be made more secure than that over other internet connected devices, since the smartphone is managed by a mobile network operator (MNO). The MNO’s core business is secure network and device management, including confirming the location of the device, authorizing its access to the network and tracking its usage against the account of a known subscriber.  This level of device security is now available to other service providers seeking to engage with their customers over mobile devices. What’s more, EnStream delivers across all national MNOs through a single business and technical interface, with other MNOs being added to provide complete coverage.

EnStream is deeply integrated into the systems of Canadian MNOs. With customer consent, EnStream can confirm the identity of the mobile account holder and the location of the smartphone, and provide other services to secure the communication between the service supplier and the customer. Because we leverage existing MNO network management tools, this is done dynamically, behind the scenes. Using EnStream’s services, the service supplier can enhance the security of their transactions and leverage mobile account information to establish new customer accounts over the mobile device, while reducing fraud risk.

shutterstock_392966161

Our customers include financial institutions, credit bureaus, and other online service providers, who use EnStream to enable a wide range of mobile-based identity verification, fraud management and payment services from Canadian telecoms including Bell, Rogers, TELUS, Sasktel, MTS and Videotron.  Services currently enabled include:

  • Mobile number verification
  • Name and address verification
  • Account type and status
  • Location verification and
  • NFC credential delivery and management services.

EnStream connects to trusted partners through a series of secure cloud based online and mobile API’s and platforms. EnStream adheres to the strictest security, privacy and end-user consent policies in order to protect every mobile subscriber’s information.

 

 

What's New

Fraudsters seem to have embraced the Puritan work ethic: Idle hands are the devil’s workshop. And they’ve been anything but idle. The hot-off-the-presses Global Fraud Attack Index™ shows that fraud attacks have jumped 137 percent over the four quarters ending March 2016. The index reveals the tools the fraudsters are using to launch their attacks… Read More

Continue Reading

Consumers want digital banking apps to be secure, but they don’t want security to interfere with their digital banking experience. John Dancu, CEO of IDology, tells PYMNTS that finding that balance could be among the biggest challenges for banks looking to strengthen their digital/mobile solutions. Dancu shared his view on digital banking’s delicate dance between… Read More

Continue Reading

Brian Jackson @brianjjackson Published: July 14th, 2016 The mobile wallet solution built by Canada’s three major carriers will be shutting down on Aug. 26, according to SureTap’s website, and the firm’s chief operating officer says Apple Inc.’s limitations on developers is partly to blame. Suretap has been removed from the Google Play Store and BlackBerry… Read More

Continue Reading

Vodafone Wallet launches NFC mobile ticketing in Albacete By Rian Boden • Commuters in the Spanish city of Albacete can now add their PayBus Albacete transport card to the Vodafone Wallet app and validate their journeys by tapping their NFC device against a contactless terminal on board. The mobile network operator teamed up with transport… Read More

Continue Reading

MONTRÉAL, July 14, 2016 /CNW Telbec/ – As of today, Videotron customers who have a Desjardins Visa card can use their mobile phones to make mobile payments, quickly and securely, at any store equipped with a contactless payment terminal. Thanks to the NFC technology, they will be able to pay for purchase of up to… Read More

Continue Reading

COLOMBES, France–(BUSINESS WIRE)–OT (Oberthur Technologies), a leading global provider of embedded security software products and services, today announced its partnership with AFSCM (Association Française du Sans Contact Mobile) to roll out NFC Services in France with the 3 major mobile operators, Bouygues Telecom, Orange and SFR. 11.5 million French users have an NFC compatible device… Read More

Continue Reading
Read the Latest
Follow

Get every new post delivered to your Inbox.